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Specialist Cheerleading Insurance
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Specialist sports insurance cover for:
Cheerleading Coaches & Instructors, Clubs and Individual Cheerleaders

Cheerleading has become an integral part of a great many sports, and indeed it has been elevated to a sport in its
own right.

Competitions are held nationally and internationally, with Coaches choreographing ever-more ambitious routines in order to win the approval of the judges. In such a high-flying, twisting-and-turning world, insurance is a must-have for everyone who wants to maximise their enjoyment of the sport.

Our mission at insure4sport is to ensure that you can enjoy your experience of Cheerleading, whether Coaching, participating or volunteering, and feel safe that you are properly covered.

insure4sport in association with UK Cheerleading can offer the following types of Cheerleading cover: Sports Liability Insurance (Public Liability & Professional Indemnity), Sports Accident and Sports Equipment. We can offer the following types of cover:

Cheerleading Coach & Instructors Insurance
Cover for the Coach to teach anywhere & anytime subject to the policy conditions.

Cheerleading Clubs Insurance
Cover for the Club, Coach, Cheerleader, Committee Members and Volunteers.

Cheerleading Individual Insurance
Cover for the Individual Cheerleader who may not be covered under a club policy or who wishes to include
Sports Accident cover.

Specialist sports insurance cover for: Cheerleading Coaches
& Instructors

In association with UK Cheerleading, insure4sport have created
a bespoke insurance policy for Cheerleading Coaches & Instructors.

An annual insure4sport policy costs as little as just £59.99
(incl IPT) and will provide you with Sports Liability cover (£5 million Public Liability insurance and £1 million
Professional Indemnity insurance
), leaving you to coach your Cheerleaders in full confidence that you are insured with a specialist Cheerleading policy.

Our Cheerleading policy covers all Cheerleading disciplines including acrobatics and gymnastics. We are also able to cover
you for a number of other related activities – please see the table on the right.

You can also cover add Sports Accident and Sports Equipment to you policy should you require it.

Liability Cover UK UK & NI Europe Worldwide
up to £5million £59.99 £79.99 £89.99 £99.99

Specialist sports insurance cover for:
Cheerleading Clubs

In association with UK Cheerleading Association, insure4sport have created a bespoke insurance policy for Cheerleading Clubs, its Cheerleaders, Committee members and Volunteers.

The annual insure4sport Club policy costs as little as £122.73
(incl IPT) and will provide you with Sports Liability cover
(£5 million Public Liability insurance and £5 million Professional Indemnity insurance).

We can also cover you club for Sports Accident and the valuable Sports Equipment should you require it.

Fixed Price Annual Sports Liability Insurance for Cheerleading Clubs from just £122.73


Liability Cover UK UK & NI Europe Worldwide
£5m Public Liability
£5m Professional Indemnity
£122.73 £134.81 £140.87 £143.05

Specialist sports insurance cover for:
Individual Cheerleaders

In association with UK Cheerleading, insure4sport have
created a bespoke insurance policy for Individual Cheerleaders.

When you take out an individual Cheerleaders policy you have
the flexibility to decide the level of cover you require the length
of policy and where in the world you require cover.

You can include Sports Accident and Sports Equipment as well as Sports Liability and as a Category A sport you are also covered for a number of other sports within this category.

You have select a CATEGORY A sport which means you are insured to participate in all sports with Category A.
View the full list here

Other sports in Category A

Volleyball Tennis Ten Pin Bowling Dance
T-ball Orienteering Squash Ultimate Frisbee
Table Tennis Darts Athletics Ice Skating

View full list here

Insurance Summary

Public Liability Insurance
insure4sport Public Liability Insurance covers you for your legal liability to pay for personal injury and/or property damage claims made against you by members of the public.

insure4sport policies include Public Liability cover for the following eventualities:

- Damages or awards made to a third party
- Legal fees and expenses incurred in your defence
- Third party medical costs where the NHS is entitled to a claim

All insure4sport policies include Public Liability Insurance in order to protect you from potentially costly claims arising from third party personal injury, property loss or damage.

insure4sport offers Public Liability Insurance of up to £5 million for each and every incident/occurrence each and every year you are insured with us.

Professional Indemnity Insurance
insure4sport Professional Indemnity insurance protects you against claims arising from your legal liability.

insure4sport policies all offer professional indemnity insurance to ensure that any claims made against you arising from a negligent error or mistakes in the advice or services you provide to a customer, client, team mate or opponent are covered. Because of the nature of professional indemnity insurance it is recommended that there are no lapses in cover as it is essential that PI cover is in place at the time any error or mistake happens and at the time of any claim made against you.

insure4sport coaches and personal trainer policies automatically include (free of charge) £1 million worth of professional indemnity cover each year. For our teams and individual policies this is an optional extension.

insure4sport policies provide up to £1m limit of Indemnity for any one period of cover for Professional Indemnity Insurance each year and is automatically provided with Public Liability cover.

Sports Accident Insurance
Sports Accident Insurance (sometimes referred to as Personal Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.

insure4sport provides a benefit for Accidental Death and Permanent Disablement up to £25,000 and a contribution towards Medical Expenses and Physiotherapy up to £500, and Loss of Income up to £250 per week. We have extended this for teams and individuals to cover Broken Bones.

Sports Equipment Insurance
Those involved in sport spend a significant amount of money on their sports equipment, whether used for coaching, playing or for their team. Unfortunately statistics show that millions of pounds of sports equipment is stolen each year in the UK alone. It is therefore vital that if your sports equipment is stolen, lost, or damaged, you will be compensated. Our sports equipment replacement cover is on a ‘New for Old’ basis for items purchased which are less than a year old subject to satisfactory proof of ownership. Items older than one year will be replaced on the indemnity value of that equipment at the time of loss or damage.

insure4sport offers cover up to a maximum sum insured of £1,000 per coach/instructor or premises subject to a maximum single article limit of £250.

Employers Liability Insurance
insure4sport Employers Liability insurance enables your business to meet potential compensation costs and legal fees. Employees injured due to an employers negligence can seek compensation even if the business has ceased to trade. Even if you use self-employed staff, unpaid employees or volunteers you may still need employers liability insurance.

If you employ staff it is a legal requirement to have employers' liability insurance and failure to do so can lead to a fine of up to £2,500 a day where no cover is/was in place.

Please note that this is only a summary to the cover insure4sport can provide you and does not contain the full terms and conditions of the Insurance. Full details can be found in the Insurance Booklet.

Public Liability Insurance

insure4sport Public Liability Insurance covers you for your legal liability to pay for personal injury and/or property damage claims made against you by members of the public.

insure4sport policies include Public Liability cover for the following eventualities:

- Damages or awards made to a third party
- Legal fees and expenses incurred in your defence
- Third party medical costs where the NHS is entitled to a claim

All insure4sport coaching and instruction policies include Public Liability Insurance in order to protect you from potentially costly claims arising from third party personal injury, property loss or damage.

insure4sport offers Public Liability Insurance of up to £5 million for each and every incident/occurrence each and every year you are insured with us.

Sports Accident Insurance

Sports Accident Insurance (sometimes referred to as Personal Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.

insure4sport provides a benefit for Accidental Death and Permanent Disablement up to £50,000 and a contribution towards Medical Expenses and Physiotherapy up to £500, and Loss of Income up to £250 per week and on some policies Broken Bone cover.

Employers Liability Insurance

insure4sport Employers' Liability insurance enables your business to meet potential compensation costs and legal fees. Employees injured due to an employer's negligence can seek compensation even if the business has ceased to trade. Even if you use self-employed staff, unpaid employees or volunteers you may still need employers' liability insurance.

If you employ staff it is a legal requirement to have employers' liability insurance and failure to do so can lead to a fine of up to £2,500 a day where no cover is/was in place.

Sports Equipment Insurance

Those involved in sport spent a significant amount of money on their sports equipment, whether used for coaching, playing or for their team. Unfortunately statistics show that millions of pounds of sports equipment is stolen each year in the UK alone. It is therefore vital that if your sports equipment is stolen, lost, or damaged, you will be compensated. Our sports equipment replacement cover is on a ‘New for Old’ basis for items purchased which are less than a year old subject to satisfactory proof of ownership. Items older than one year will be replaced on the indemnity value of that equipment at the time of loss or damage.

See Insurance Policy Booklet for more details

Sports Liability

Public Liability Insurance
For third party injury and damage to property.

Professional Indemnity Insurance
Protection from legal action following advice given.

Sports Accident

Provides cover up to £50,000 if you are injured as a result of coaching or playing your sport.

> Read more

Employers Liability

If you employ staff you must have employers liability insurance in place to cover the cost of potential compensation and legal fees.

> Read more

Sports Equipment

Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen.

> Read more

Why do you need specialist
sports insurance?

Coaches / Instructors & Personal Trainers - View all

  • Facilities you lease or hire insist you produce evidence
    of Public Liability insurance.
  • Your valuable sports kit or equipment could be damaged,
    lost or stolen.

Individuals - View all

  • During a practice session or game you could accidently
    cause injury to an opponent, pupil or spectator for which
    you are held responsible.
  • Your valuable sports kit or equipment could be damaged,
    lost or stolen.

Teams - View all

  • Facilities the team lease or hire insist you produce
    evidence of Public Liability insurance.
  • Team sports kit or equipment could be damaged, lost or stolen.

Why choose insure4sport?

  • Quick - Get a quote in 30 seconds
  • Secure - Payments can be taken online via our secure
    payment area
  • Instant - Buy a policy online in less than 3 minutes
  • Manageable - Update or upgrade your policy online
  • No excess - No payment required in respect of public
    liability claims
  • Lloyds Underwritten - Peace of mind protection
  • Price Guarantee - Find the same cover cheaper
    elsewhere and we'll refund the difference
  • Flexible - Annual, 7 day & 90 day policies
    with varying levels of cover